How to Prepare for Divorce: A Practical Checklist

No one plans for divorce the way they plan for a vacation or new kitchen renovation.
But if you’re facing a separation, preparing thoughtfully can reduce stress, conflict, and costs, as well as help you feel more in control of what comes next.

Here’s a practical checklist to guide you:

1. Gather Key Documents

You don’t need a banker’s box but a neatly labelled folder (digital or physical) works wonders.

Collect:

• Tax returns (last 3 years)

• Pay stubs or income statements

• Banking records

• Mortgage info

• Property assessments

• Pension and RRSP statements

• Vehicle loan information

• Insurance policies

• A list of assets and debts

Having these saves time and legal fees and gives you clarity from the start.

2. Think About Parenting Arrangements

If you have children, begin thinking about:

• Schedules

• Holidays

• Childcare routines

• Schooling

• Transportation

• Communication between parents

You don’t need a perfect plan immediately but it helps to consider these issues early.

3. Take Stock of Your Finances

Divorce can mean shifting budgets. Assess:

• Your income

• Monthly expenses

• New housing needs

• Emergency funds

Knowledge = power (and fewer financial surprises).

4. Create a Support System

Divorce is more than legal separation, it’s emotional transition.
Lean on:

• Friends

• Family

• Counsellors

• Support groups

• Wellness and mental-health resources

You don’t have to “tough it out” alone.

5. Consider Your Safety

If there are concerns about safety, privacy, or wellbeing, speak to a lawyer right away.
Options might include emergency planning, communication boundaries, or supervised parenting plans.

Your safety is priority one always.

6. Consult a Family Lawyer Early

A consultation doesn’t mean you’re committing to divorce but it means you’re gathering knowledge.
A lawyer can help you:

• Understand your rights

• Prevent costly mistakes

• Navigate parenting or financial issues

• Plan next steps confidently

Early advice often leads to smoother, faster, less stressful separations.

Preparing for divorce isn’t about being pessimistic; it’s about being empowered.
A little organization goes a long way toward creating stability, clarity, and gentle transitions for you and your family.